Recovery and Mitigation
One of the most important ways to protect yourself and your assets from natural hazards is insurance coverage. Wind and flood insurance programs provide resources to aid recovery in the event of property damage. Insurance policies are essential for all residents living in areas subject to hurricanes and tornadoes, and those living in coastal flood zones or other areas subject to periodic flooding. There are other types of programs, on a state or a federal level, that can assist with disaster recovery and hazard mitigation. Some of these programs must be implemented on a community-wide level but can still benefit individual homeowners.